Which of the following is not considered comprehensive coverage?

Comprehensive coverage in auto insurance is designed to cover damages to a vehicle that are not the result of a collision. This type of coverage typically includes things like theft, fire damage, and damages due to natural disasters. Hitting an object in the road, however, is typically covered under collision coverage, which specifically addresses damages incurred while driving, particularly in incidents involving other vehicles or stationary objects.

Therefore, hitting an object in the road is not included in comprehensive coverage. The other options—theft, fire damage, and natural disasters—are all examples of events that comprehensive coverage is intended to protect against. This distinction is essential for understanding how various types of insurance work and what specific risks they cover.