Which of the following is NOT an insured duty after a loss under a physical damage policy?

The duty to facilitate repairs and submit an invoice to the insurer is not typically considered an insured duty after a loss under a physical damage policy. Insured parties are usually required to take steps to mitigate further damage, which includes protecting the property from additional harm and informing the insurer of the loss promptly. Reporting the claim to law enforcement may also be part of the obligations, especially in cases of theft or vandalism.

In most insurance policies, the primary responsibilities center around informing the insurer and taking protective measures rather than directly arranging repairs or submitting invoices for work performed. While facilitating repairs may be necessary to limit damage, the formal duty does not usually extend to financially completing these repairs or invoicing the insurer for them, which is why this option is the correct answer.