Which of the following is not considered an insured?

Study for the South Carolina Appraisal Test. Engage with flashcards and multiple-choice questions, each with hints and explanations. Get ready for your exam!

The term "insured" in the context of insurance policies typically refers to individuals or entities that are covered under an insurance plan. In most cases, this includes family members such as current spouses and children of the insured, as they are generally recognized as being covered under the same policy due to their relationship.

A divorced spouse, however, typically loses the status of being an insured individual under most insurance plans unless specifically included in the policy or subject to certain legal agreements or obligations. Thus, the divorced spouse is often excluded from coverage, distinguishing them from other family members who might still be covered.

Business partners often fall under different types of insurance coverage, such as commercial general liability or business interruption insurance, which are separate from personal policies. These individuals are generally not considered insured under personal insurance policies unless specified.

In this case, identifying the divorced spouse as not being considered an insured aligns with common practices in insurance coverage, reinforcing the understanding of who is included in a given insurance policy.

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